Access Up To 49% Of Your Home’s Equity With No Monthly Payments!
✅No monthly payments
✅No fees or penalties to pay it off at any time!
✅No Age Restrictions
✅Access to 49% of your home equity
We Also Service
✅First-Time Home Buyers
✅Mortgage Renewals
✅Reverse Mortgage
GET APPROVED NOWCALL (604) 377-9538APPLY NOW
About Us
We are committed to helping homeowners with their properties. Specializing in Loan-to-Value (LTV) mortgages, we provide innovative and flexible mortgage solutions that empower our clients to access the equity in their homes without the burden of monthly payments or age restrictions.
Our mission is simple: to offer financial freedom, flexibility, and personalized support to every client, regardless of their stage in life. We understand that your home is more than just a place to live—it’s an asset that can help you achieve your financial goals. Whether you’re looking to renovate, invest, consolidate debt, or secure your retirement, we are here to make it possible.
Want To Know If You Qualify?
Credit Score Requirement
- Details: You need a minimum credit score of 660 to qualify.
- Why it Matters: Your credit score reflects your financial responsibility and affects your eligibility and interest rates. A score below 660 may disqualify you from this type of mortgage or require additional conditions.
Location
- Details: The LTV mortgage is available in British Columbia, Ontario, and Alberta.
- Why it Matters: You must reside and own a property in one of these provinces to qualify. If your property is located outside of these provinces, this LTV mortgage will not be available to you.
Equity Availability
- Details: You need sufficient equity in your home. You can access up to 49% of your home’s equity.
- Example: If your home is valued at $500,000, you can potentially borrow up to $245,000.
- Why it Matters: The more equity you have in your home, the more borrowing power you will have.
Proof of Residency
- Details: You must provide proof that the home is your primary residence and that you reside in British Columbia, Ontario, or Alberta.
- Documents Needed: Government-issued ID, utility bills, or similar documents showing your home address.
Property Appraisal
- Details: Your home must undergo a professional property appraisal to determine its current market value.
- Why it Matters: The LTV percentage is based on the appraised value of the property, not its purchase price or your own estimation of its value.
Loan Amount
- Details: The maximum loan amount you can borrow is up to $1.5 million, depending on your home’s value and your eligibility.
- Explanation: The amount you qualify for will depend on the appraised value of your home and your Loan-to-Value ratio. You can access up to 49% of the home’s value in equity.
Why Choose Us?
- No Monthly Payments
Access your home’s equity without the burden of monthly bills, giving you more financial freedom. - No Age Restrictions
Our LTV mortgage is open to everyone—no matter your age. - Fully Open Mortgage
Pay off your mortgage anytime without penalties or fees. Complete flexibility on your terms. - High Loan Amounts
Borrow up to $1.5 million and unlock the full potential of your home’s equity. - Competitive Rates
Enjoy affordable interest rates starting at 7.5% for a cost-effective way to tap into your home’s value. - Available in Key Provinces
We offer LTV mortgages in British Columbia, Ontario, and Alberta. - Simple Application Process
Fast and easy application with our expert team guiding you through every step. - Expert Support
Our experienced mortgage specialists provide personalized advice to help you make the best financial decisions. - Trusted by Thousands
With a proven track record, we’ve helped countless homeowners access their home’s equity successfully.
